(TORONTO, ON) – “When I retire I am going to do x, y, z.” There is no better descriptor than this to describe the illusory world of retirement held by too many people. Treating retirement as it is no longer part of life. Like it is a fantasy world where dreams come true.
Yeah, like assuming you are retiring in good health suddenly, and you are going to do all the things you really wanted to do during your life but, of course, you had the excuse of work and family to postpone them. A lazy person’s excuse.
I mean, just think about it.
Some of the most important things you wanted to do in life you postponed, or ignored, because you had no time for them. Sad.
Sad because what you wanted to do and what passions you had were tossed in the wastebasket of convenience.
So you are retired and suddenly your dreams are about to come true like a magic trick.
I suppose you have not been planning this for years and implementing a strategy to make your retirement ambitions become a reality.
Have you developed a hobby you can continue and broaden into a passion upon retirement? Have you established links with non-profit organizations so you can transition into volunteer work? What have you accomplished in your retirement planning aside from mustering enough assets to survive?
And assuming you have the assets, what about your soul?
What are your ambitions and goals? Are you aware active pensioners facing daily tasks and challenges are healthier than the meandering pensioners with nothing to do all day?
Some of us are happy with playing 199 games of golf a year, which is great as it shows you have a passion. Others wander about doing nothing, quickly deteriorating in health, as they transition from stress into no stress.
I’ll tell you a sad story about my friend W’s father.
He spent years talking about what he was going to do when he retired. He did nothing after retirement other than not knowing what to do. After he slipped on some ice and bashed his head, he quickly deteriorated and died.
What a waste.
Then there are those that say they are going to travel but, at advanced age and inability to obtain out of country medical coverage, that dream shatters. And the stamina to travel dissipates with age unless you love cruise ships and being herded around with fellow seniors and a guide with a pole.
I hate to get personal, but I’ll give you a bit of a personal perspective.
As I approached penniless pensioner status, I recognized a passion I have for writing. Whether I am good at it is another story. But, I also liked to learn about wine, so I took steps to reinvent myself.
I took courses at a community college on wine then, through studying and examination, obtained CSW status from the Society of Wine Educators.
I then started writing for The Square. This passion for writing about wine then expanded into, food, travel, culture, film, and now sports.
Through planning, effort, and ambition, I may be a penniless pensioner, but I will always be intellectually challenged and implementing my passion which may be a book called, The Penniless Pensioner.
So, if you haven’t got the message, if you have not laid the plans for an intellectually challenged pensionordom, you can watch television all day long with glazed eyes dreaming about all the great things you wanted to do when you retired, but were too lazy to implement years before you retired.
Get to it before it’s too late.